The Finance Director will act as the CFO’s deputy, overseeing core financial operations, ensuring strong control, compliance and reporting across a fast‑scaling, multi‑jurisdictional FinTech environment. This role combines strategic leadership with operational excellence, supporting the CFO in driving financial performance, optimising processes, strengthening governance, and enabling scalable growth.
You will lead key finance functions—including financial reporting, regulatory compliance, commercial finance, planning & analysis, and financial operations—and serve as a senior business partner to product, technology, operations, and commercial teams.
Key Responsibilities
1. Strategic Leadership & Business Partnering
Serve as a strategic advisor to the CFO on financial planning, risk management, and capital allocation.
Drive financial insight and decision‑support for senior leadership across multiple business lines and regulated entities.
Lead cross‑functional initiatives to optimise profitability, improve operational efficiency, and support new product/market launches.
Represent Finance in internal governance forums, risk committees, and board‑level discussions where required.
2. Financial Reporting & Control
Oversee all monthly, quarterly, and annual reporting cycles across 20+ entities, ensuring accuracy, timeliness, and strong control.
Ensure high‑quality consolidated management accounts and present financial results to the CFO for review and approval.
In collaboration with the Financial Controller, own statutory reporting processes and coordinate external audit engagements across multiple jurisdictions.
Strengthen internal controls, accounting policies, and compliance frameworks in line with FinTech regulatory requirements.
3. FP&A, Budgeting & Forecasting
Lead the annual budgeting cycle, multi‑year planning, and rolling forecasts.
Translate financial insights into clear recommendations for resource allocation, cost optimisation, and investment prioritisation.
Partner with the CFO to design and evolve the group’s financial strategy, performance KPIs, and reporting dashboards.
4. Regulatory & Tax Compliance
Oversee regulatory reporting (e.g., Central Bank reporting, capital adequacy, safeguarding audits), working closely with Risk, Compliance and the CFO.
Support VAT, corporation tax, transfer pricing and other tax‑related compliance activities (aligned with your ongoing TP and VAT review work).
Ensure financial processes meet evolving FinTech regulatory and audit expectations.
5. Financial Operations & Treasury
Provide leadership across AP, AR, payroll, intercompany processes, and cash management, reflecting themes in the current Finance Manager JDs (e.g., international payroll, AP, cash flow).
Strengthen liquidity management, cashflow forecasting, and treasury operations across multiple currencies and banking partners.
Drive process optimisation, automation, and scalability across financial systems and workflows.
6. Team Leadership & Development
Lead and mentor a high‑performing team of Finance Managers, Controllers, and Analysts.
Build capabilities across accounting, analytics, compliance, and business partnering.
Foster a culture of continuous improvement, accountability, and operational excellence.
Skills & Requirements
Essential Qualifications & Experience
Qualified accountant (ACA, ACCA, CIMA or equivalent).
10+ years post‑qualification experience, with significant exposure to regulated or high‑growth financial services; Big 4/Top 10 backgrounds highly regarded.
Proven experience leading multi‑entity, multi‑jurisdictional finance operations in a high‑growth environment.
Strong technical accounting knowledge and experience engaging with external auditors.
Demonstrated ability to lead teams, influence senior stakeholders, and manage complex cross‑functional initiatives.
Core Skills
Excellent analytical and problem‑solving skills with a commercial mindset.
Strong communication, leadership, and stakeholder‑management capabilities.
High attention to detail, strong organisational discipline, and ability to manage competing priorities.
Proven track record of process improvement, systems optimisation, and operational scalability.
Why This Role Matters
This is a pivotal leadership position within the Finance organisation. As the CFO’s key deputy, the Finance Director ensures the financial foundation, discipline, and insight required to support TransferMate’s growth, regulatory obligations, and global ambitions.
What’s in it for you?
At Transfermate, we are a community of like‑minded individuals committed to excellence in everything we do. We create an innovative, collaborative, and supportive workplace that allows our brilliant people to unleash their potential. Recognised as a both a Great Place to Work and Deloitte Best Managed Company, we believe that recognition goes much deeper than just financial rewards. Therefore, in addition to a competitive salary, we also offer an exclusive benefits package that includes:
Competitive pension
Health cover
Flexible Working Policy with a combination of remote and office working and a flexible approach to working hours
Competitive annual leave and a number of other leaves including IVF, compassion, marriage, maternity and paternity leave
Employee‑led CSR Programme, CluneTech Cares, with one paid Volunteer Day per year
Death in Service Benefit
Milestone Recognition Programme
Professional & Personal Development
Rewards & Recognition
Employee Wellbeing Programme
CluneTech Life
Transfermate is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. We are committed to building and maintaining a culture which is free from discrimination and harassment and where all employees can bring their best selves to work.
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