A leading real estate lending platform in Dublin is hiring a Portfolio Analyst to oversee the performance of their loan portfolio. The ideal candidate will have over 2 years of experience in portfolio analytics or credit analysis, along with strong analytical skills and proficiency in Excel and data visualization tools. The role includes monitoring KPIs, preparing reports, and collaborating across teams. This full-time position offers hybrid work arrangements with competitive salary and benefits. #J-18808-Ljbffr
Portfolio Analyst – Property Bridges Location: Dublin / Hybrid Employment Type: Full-time Department: Credit & Portfolio Management Sector: Property Lending About Property Bridges Property Bridges is Ireland’s leading real estate lending and investment platform, providing flexible finance to SME housebuilders and delivering attractive, secured returns to investors. Operating under the European Crowdfunding Service Provider (ECSPR) regime, we are scaling our credit and portfolio management functions to support a growing, diversified loan book. We are seeking a highly analytical and detail-oriented Portfolio Analyst to join our Credit & Portfolio team. This person will be responsible for monitoring the performance of our real estate loan portfolio, producing data-driven insights, supporting risk management processes, and ensuring high-quality reporting to management, regulators, and investors. Key Responsibilities 1. Portfolio Monitoring & Analytics Monitor the performance across the active loan book (residential development, bridging, refinance, and commercial assets). Analyse loan-level and project-level KPIs including LTV, LTC, DSCR, build-programme milestones, equity injection, and drawdown schedules. Track covenant compliance and ensure borrower reporting obligations are consistently met. Monitor borrower insurance requirements and ensure policies remain compliant with facility agreements. Identify early warning indicators, emerging risks, arrears movements, and trends that may impact portfolio quality. Support serviced loan administration including repayment tracking, arrears follow ups, and interest servicing checks. Prepare development loan drawdown requests and support reporting requirements for institutional funders. Prepare accurate interest statements, redemption calculations, and loan level reporting using our loan management system. Load, validate, and execute repayment files to ensure precise lender repayments. Maintain and reconcile core loan spreadsheets to ensure accuracy across current and historical loan data. Produce monthly portfolio performance dashboards and insights for senior management and the CFO. 2. Data Management & Process Improvement Maintain accurate and up to date loan data across internal systems including loan servicing tools, monitoring files, and CRM. Maintain supporting documentation such as covenant evidence, borrower reporting records, and insurance files. Recommend and implement improvements to portfolio monitoring processes, templates, and reporting frameworks. Support the optimisation and rollout of the new loan management software. Contribute to scenario analysis, sensitivity reviews, and stress testing models to strengthen portfolio oversight. 3. Collaboration across Teams Work closely with the credit, servicing, and operations teams to ensure a smooth loan lifecycle from approval to repayment. Provide data driven insights to support new lending decisions, portfolio concentration analysis, and credit reviews. Liaise with borrowers to obtain financial information, progress reports, insurance documentation, and other reporting obligations. Coordinate with quantity surveyors to validate build programme progress, cost movements, and drawdown readiness. Support investor relations, audit queries, and senior management reporting with accurate and timely portfolio information. Skills & Experience Required 2+ years in portfolio analytics/management, credit analysis, real estate finance, banking, or a similar analytical role. Strong analytical and quantitative skills; comfortable working with financial models, KPIs, and large datasets. Experience with Excel, financial modelling, and data visualisation tools (e.g., PowerBI, Tableau, or Looker). Excellent attention to detail, with the ability to identify trends and anomalies in data. Strong written and verbal communication skills. Desirable Familiarity with SQL or basic programming for data analysis. Personal Attributes Highly organised, disciplined, and capable of managing multiple workflows. Comfortable in a fast-paced, entrepreneurial environment. Strong sense of ownership and problem-solving mentality. Collaborative mindset with the ability to work cross-functionally. Curious, data-driven, and proactive in improving processes. Adaptable and committed to continuous learning and development as the business evolves. Benefits Competitive salary and performance-based bonus. Pension Scheme. Health and wellbeing supports. Financial support for professional training and development. Full time role with hybrid working, 2 - 3 days per week in the office. Fitzwilliam Square office as primary place of work. Career progression opportunities as the company grows. Application Please submit your CV and cover letter outlining your relevant experience and qualifications for the role. #J-18808-Ljbffr
