A financial technology firm in Dublin is looking for a hands-on CTO to design and deliver core financial infrastructure for their innovative investment product. This role requires extensive experience in backend systems engineering, particularly in building ledger-based financial systems. The ideal candidate will architect a platform that ensures asset-linkage and compliance with regulatory standards. Join us to solve complex financial challenges and build something that prioritizes precision and responsibility. #J-18808-Ljbffr
Property Bridges is building Infinity — a next-generation, asset-linked investment product. This is not a marketing site or a simple fintech app. The CTO will be responsible for designing and delivering the core financial infrastructure behind Infinity, including: a canonical loan & claims register a high-integrity allocation and reassignment engine safeguarded client-money flows regulator-defensible auditability and unwindability This role sits at the intersection of engineering, finance, and regulation . What you will be building You will architect and own a platform that: Fractionalises large, secured property loans into thousands of micro-claims Allocates and reallocates those claims across investors deterministically Supports partial, queued exits via asset assignment (not redemption) Ensures investor entitlements are asset-linked , not pooled Integrates with an EMI (e.g. Mangopay) under PSD2 / PSR 2018 Can be cleanly unwound in an insolvency scenario If this sounds closer to capital markets infrastructure than “startup SaaS”, that’s intentional. Core responsibilities Design the canonical loan & receivables register (single source of truth) Design the allocation / reassignment engine (primary + exit flows) Define data models that regulators, auditors, and insolvency practitioners can understand Payments & safeguarding Own integration with EMI / PSP partners (e.g. Mangopay) Ensure full compliance with safeguarding and segregation rules Regulatory robustness Build systems that prove asset-linkage in practice, not just in legal docs Ensure every investor balance can be traced to specific loan cashflows Support regulator queries, audits, and stress scenarios Design with “substance over form” in mind Build and lead a small, high-quality engineering team Decide what is built in-house vs outsourced Set engineering standards, security practices, and deployment discipline Deliver a phased roadmap (MVP → scalable platform) What this role is not This is not a pure people-management CTO role This is not a front-end or growth-driven role This is not a “move fast and fix later” environment Hands-on architectural leadership is essential. Required experience (non-negotiable) We expect most strong candidates to have several of the following: 8–15+ years as a senior backend / systems engineer or architect Experience building ledger-based financial systems Experience with financial asset ownership , not just balances Experience in at least one of: P2P lending loan servicing platforms trading or clearing systems Deep understanding of: transactional integrity audit trails Strongly preferred experience Exposure to EU financial regulation (PSD2, EMIs, crowdfunding, MiFID, etc.) Experience working with regulators, auditors, or legal teams Prior responsibility for systems that went through regulatory scrutiny Experience scaling systems handling millions of ownership records Background in payments, capital markets, or accounting systems Technical expectations You should be fluent in designing systems that use: Strongly consistent data stores (not “eventually consistent and hope”) Explicit ownership and entitlement models Deterministic allocation logic Clear separation between: client money platform money asset ownership Specific languages/frameworks matter less than systems thinking . What success looks like in 12 months Infinity MVP live with real investors and real money A platform that scales without needing “manual smoothing” The CBI asking hard questions — and the system answering them Why this role is interesting You will design the core financial engine of a regulated investment platform You will work directly with the founder, lawyers, and regulators You will solve problems most engineers never get to touch You will build something must be correct , not just clever This is a role for someone who enjoys precision, responsibility, and depth . #J-18808-Ljbffr
