At AIB, our values guide how we work and how we support each other. We’re looking for someone who puts Customer First , takes initiative and Owns the Outcome , and is always looking for ways to Eliminate Complexity . You’ll treat colleagues and customers with fairness and Show Respect , and you’ll thrive in a culture built on collaboration where we Be One Team to deliver meaningful impact. Role Business Relationship Manager, Business Banking – Capital Markets, South East Location Hybrid Working in Waterford or Kilkenny What is the Role? This role is being offered on a permanent basis. Key Responsibilities Own and manage a portfolio of medium sized SME customers across various sectors. Manage all aspects of the customer relationship with strong focus on prudent credit management and generating mutually profitable relationships. Develop the portfolio to support our customers and seek new business opportunities. Be active and visible in the marketplace with regular customer and key stakeholder engagements. Be a positive team player. Qualifications Must be QFA qualified. Excellent relationship management experience. Strong track record in handling significant credit requests, typically €2M – €15M. Analytical, credit and negotiation skills. Experience in business banking or a similar sector. Benefits Market leading Pension Scheme Healthcare Scheme Variable Pay Employee Assistance Programme Family leave options Two volunteer days per year Hybrid working model enabling a balance between home and office. Behavioural Capabilities Customer First: Deliver efficient and professional service to a portfolio of Business Banking clients, building strong customer relationships and maximizing the relationship potential through best‑in‑class service delivery and customer‑centric solutions. Ensures Accountability: Take ownership of role and accountabilities and objectives and hold self and others accountable to meet commitments. Technical Capabilities Business & Customer Knowledge & Insight – Demonstrate ability to discover, develop and apply compelling customer insights to generate recommendations for customer‑centric solutions and/or product development. Relationship Management – Cultivate and maintain business relationships, partnerships and alliances internally, externally and virtually with key stakeholders. Credit & Risk Analysis – Understand and analyze factors impacting the risk of providing a particular product for an existing or potential customer in a timely and accurate manner. Account Acquisition and Development – Proactively identify potential customers and build a healthy pipeline, convert pipeline focusing on tailored customer needs, nurture relationships and build value to develop and grow customer accounts. Equal Opportunity Statement AIB is an equal opportunities employer. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request, please email the Talent Acquisition team at careers@aib.ie. Disclaimer Unsolicited CVs sent to AIB by recruitment agencies will not be accepted for this position. AIB operates a direct sourcing model and will engage directly with recruitment partners if agency assistance is required. Application Deadline 27/05/2026 #J-18808-Ljbffr
Senior Payments Business Analyst, Change Team, Payment & Card Products, Products Retail Location/Office Policy: Central Park, Leopardstown/ Hybrid What Is The Role This role offers a unique opportunity for someone who enjoys working at the intersection of business, technology and regulation in a fast‑paced environment. As a Senior Business analyst, you will be involved in ensuring that each change is aligned to AIB’s payment strategy and be involved in shaping digital solutions that yield real value for both customers and the bank. You will be expected to analyse complex issues, understand business challenges and drive ‘As Is’ and ‘To Be’ process design to deliver solutions that align to current and future business needs. This role demands strong analytical capability, confident stakeholder engagement, and the ability to operate independently in an Agile‑focused environment. Key Accountabilities Own and progress end‑to‑end delivery of payments change (strategic, regulatory and remedial), from initiation through to implementation and benefits realisation. Analyse current (‘as‑is’) payments journeys and design ‘to‑be’ processes, ensuring customer outcomes, operational viability and control requirements are met. Partner with Technology and service providers to translate requirements into workable solutions, managing dependencies, scope, assumptions and change impacts. Lead and coordinate change governance, including preparation of materials for project forums/steerco, RAID management, and timely status reporting. Build strong relationships across Payments, Product, Operations, Risk, Compliance and Technology, influencing decisions and simplifying complexity to deliver outcomes. What You Will Bring 5–6 years of business analysis experience with the ability to translate complex problems into structured solutions. Relevant experience in payments and transaction banking with knowledge of Low and High Value Payments, Cross Border Payments and key regulations such as SEPA, Instant Payments, PSD2, etc. Relevant professional qualification would be advantageous. Proven ability to work independently, adapt to shifting priorities, and drive clarity in ambiguous situations. Strong analytical mindset with the ability to assess impacts, identify risks and manage dependencies. Strong, concise, accurate and effective written and oral communications; able to coordinate with individuals at all levels of AIB. Highly organised, detail‑oriented and self‑motivated with the ability to manage multiple tasks in a fast‑paced environment. Experience in problem solving and change management across multiple functional areas with the ability to drive decision making. Why Work For AIB We are committed to offering our colleagues choice and flexibility in how we work and live, with a hybrid working model that enables a balance between working from home and the designated office, subject to role and business requirements. Benefits Market leading Pension Scheme Healthcare Scheme Variable Pay Employee Assistance Programme Family leave options Two volunteer days per year Key Capabilities Behavioural Capabilities Customer First – puts the customer at the heart of what we do across the organisation. Vision & Purpose Led – influences with energy and optimism for the future. Collaborates – develops connections that enable successful outcomes. Technical Capabilities Negotiation and Influence – engages in discussion to reach an agreement and create outcomes. Stakeholder Management – cultivates and maintains business relationships, partnerships and alliances internally, externally and virtually with key stakeholders. If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to contact the Recruiter for this role, megan.x.gordon@aib.ie, for a conversation. AIB is an equal opportunities employer and we are the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. For accommodation requests, please email the Talent Acquisition team at careers@aib.ie. Disclaimer Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and, where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners. Closing Date: 27th May 2026 #J-18808-Ljbffr
At AIB, our values guide how we work and how we support each other. We’re looking for someone who puts Customer First , takes initiative and Owns the Outcome , and is always looking for ways to Eliminate Complexity . You’ll treat colleagues and customers with fairness and Show Respect , and you’ll thrive in a culture built on collaboration where we Be One Team to deliver meaningful impact. Location/Office Policy: Molesworth Street, Dublin 2 (office centric – 3 days per week in the office) Do you have strong data analysis skills and familiarity with AIB’s Enterprise Data Warehouse? Would you like to manage AIB’s contingency liquidity? Are you interested in the regulatory, legislative, and legal aspects of AIB’s long‑term funding? What Is The Role The team manages and reports on the multiple diverse loan collateral pools underpinning AIB’s term funding and contingency liquidity programmes. These programmes include Covered Bonds, other Asset Backed Securities, the Green and Social Bond portfolios, Significant Risk Transfer, and Securities Financing. Inherent in this activity is the rigorous monitoring, reporting and adherence to multiple regulatory, legislative, contractual, and internal risk obligations. Key Accountabilities Validation and sign‑off of monthly reports for internal management, rating agencies, investors and other external parties. Maintain the team’s strong control frameworks to service the funding transactions with adherence to well‑documented processes, procedures and working schedules. Managing bond issuance and redemptions. Support periodic project work for use of new loan assets in funding structures. Information analysis for securitisation and covered bond pools and projects aimed at increasing the asset‑backed funding available to AIB Group. Work with support areas, including IT and EDW teams, to quickly resolve queries and issues arising from the work. Provide ongoing support to senior management and present to subsidiary Board and ExCo when called upon. What You Will Bring Strong Excel skills. Strong knowledge of AIB’s Data Warehouse and Teradata Studio. Ability to build and present reports and an aptitude to notice trends in data and examine root causes. Focus on accuracy/right first time in a strong control framework environment. Appreciation of operational risk and the consequences of errors. Ability to work collaboratively towards shared objectives with a track record of driving deliverables to completion. Experience with internal and external auditors. Why Work For AIB We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements. Benefits Market leading Pension Scheme Healthcare Scheme Variable Pay Employee Assistance Programme Family leave options Two volunteer days per year Behavioural Ensures Accountability – takes personal responsibility for processes, decisions, actions, failures, and issues. Eliminates Complexity – identifies and creates clear, effective, and efficient processes. Drives progress – embracing change, seeking continuous improvement, and delivering practical solutions that move the organisation forward. Technical Data Analysis – understands and identifies ways to leverage systems and databases for data extraction or analysis. Legal, Regulatory, & Compliance – maintains current knowledge of, and ensures adherence to, legal and regulatory and compliance requirements. Risk Mitigation – demonstrates understanding of specific business unit or wider organisation risk exposures and approaches to mitigate. AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at careers@aib.ie. Disclaimer Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners. Application deadline: 26 May 2026 #J-18808-Ljbffr
Associate Director, Portfolio, Climate & Infrastructure Capital Location/Office Policy: Office Centric - Office base MWS, Dublin (3 days in office, 2 days work from home) At AIB, our values guide how we work and how we support each other. We’re looking for someone who puts Customer First , takes initiative and Owns the Outcome , and is always looking for ways to Eliminate Complexity . You’ll treat colleagues and customers with fairness and Show Respect , and you’ll thrive in a culture built on collaboration where we Be One Team to deliver meaningful impact. Do you want to build a career that is fighting against climate change? Do you want to play a role in decarbonising our energy and infrastructure, fund a more circular, less wasteful economy and help support key social projects? Do you want to be part of and enable a high performing team to do just that? What Is The Role At AIB, we have a clear purpose – empowering people to build a sustainable future. We’re making a difference to how businesses contribute to climate action. We’re aiming to make 70 percent of our lending green or transition by 2030 and we’ve set up a €30 billion climate action fund. Our Climate & Infrastructure Capital segment is central to the delivery of these ambitious targets, investing in large scale renewables and infrastructure projects across Ireland, the UK, Europe and North America. This is a unique opportunity for experienced individuals to join this high performing, ambitious team, as we build out our international platform and directly contribute to global climate action goals. You will be required to support best in class portfolio management and risk assessment across Climate & Infrastructure Capitals growing portfolio. Key Accountabilities Proactively manage an existing Portfolio of customers within the Credit Policy framework of the Bank Monitor operational performance of customers by reviewing technical reports and construction/operational updates from customers or advisors Monitor financial performance and covenant compliance by reviewing and understanding financial statements and financial models with an ability to provide clear analysis. Write credit papers for annual reviews and transaction amendments for consideration by the relevant Credit Authority Perform financial modelling analysis and run detailed sensitivity analysis Work collaboratively with the Origination team, sharing key insights on annual reviews and transaction amendments. Manage and play a key role in the development of more junior staff members Enhance relationships with new and existing customers with good communication and customer focus Form an integral part of the risk management culture in AIB and adherence to codes of conduct, laws and regulation Support credit reviews and internal/ external audit engagements for the Climate & Infrastructure Capital portfolio Collaboration with other parts of AIB including Credit Risk, Treasury and Operations Teams What you Will Bring Relevant 3rd level qualification 5+ years’ experience within a similar area which could include Banking, Advisory or Industry Strong financial analysis, strong credit skills and proficiency in financial modelling A proven awareness of sustainable lending Analytical mindset and results focused, who is also a team player with strong communication and influencing skills Knowledge and experience of the development and business application of credit risk modules utilised for the calculation of regulatory capital or ECL would be beneficial Why Work For AIB We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements. Some of our benefits include: Market leading Pension Scheme Healthcare Scheme Variable Pay Employee Assistance Programme Family leave options Two volunteer days per year Key Capabilities Portfolio Management Credit Risk Analysis Industry Knowledge Drives Progress Collaborates Ensures Accountability AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at careers@aib.ie. Closing date for applications: 22nd May #J-18808-Ljbffr
AIB is seeking an Associate Director for Portfolio Management in Climate & Infrastructure Capital, based in Dublin. The role involves managing customer portfolios, conducting financial analysis, and supporting sustainable lending initiatives. Candidates should have over 5 years of relevant experience, strong credit skills, and a relevant third-level qualification. The position offers a hybrid work model and various employee benefits including a pension scheme and healthcare options. #J-18808-Ljbffr
At AIB, our values guide how we work and how we support each other. We’re looking for someone who puts Customer First , takes initiative and Owns the Outcome , and is always looking for ways to Eliminate Complexity . You’ll treat colleagues and customers with fairness and Show Respect , and you’ll thrive in a culture built on collaboration where we Be One Team to deliver meaningful impact. Transaction Monitoring Compliance Manager Location / Office Policy Central Park / Hybrid Are You Someone Who Can Develop, maintain and oversee a robust Transaction Monitoring (TM) Compliance Framework? Demonstrate strong experience across financial crime compliance, transaction monitoring oversight, audit or AML/CTF risk management? Lead and develop a specialist team, providing credible oversight, challenge and advice at senior levels across business, analytics and technology functions? About The Role This role presents an exciting and challenging opportunity for an experienced Transaction Monitoring Compliance professional who thrives in a dynamic environment and is motivated to deliver meaningful outcomes. The role sits within Group Financial Crime Compliance (Second Line of Defence) and is responsible for providing independent oversight of AIB’s Transaction Monitoring framework , ensuring compliance with applicable AML/CTF regulatory requirements , internal policies and industry best practice. You will play a key role in maintaining and evolving the Transaction Monitoring Compliance framework, advising senior management on regulatory expectations, and providing effective governance, oversight and challenge across TM strategy, coverage, detection approaches, management information and remediation activity . The role is suited to candidates with backgrounds in Compliance, Risk, Audit or Transaction Monitoring oversight , with the ability to engage confidently on technical TM topics. Key Accountabilities Regulatory Compliance & Policy Oversight Act as a subject matter expert on Transaction Monitoring regulation and guidance, advising senior management and key stakeholders on regulatory obligations, emerging risks and industry best practice. Conduct regulatory gap analyses and impact assessments arising from changes in AML/CTF regulation, supervisory focus or enforcement outcomes relevant to Transaction Monitoring. Oversee the Transaction Monitoring governance framework, including escalation processes, issue management and support for regulatory engagement and submissions. Risk Assessment & Monitoring Lead Transaction Monitoring compliance risk assessments, drawing on outputs from risk and coverage assessments, scenario inventories and key control reviews. Provide independent second‑line oversight and testing of Transaction Monitoring controls, including: Governance of detection scenarios and typologies Coverage and risk alignment Model limitations, assumptions and change processes Reliance on systems, data and management information Review and challenge Transaction Monitoring MI and reporting, ensuring metrics are meaningful, reliable and support effective senior management oversight. Prepare and present clear, insightful compliance reporting to senior management, governance forums and regulators, highlighting key TM risks, trends and remediation actions. Training & Advisory Design and deliver Transaction Monitoring compliance training to promote understanding of regulatory expectations, typology risk and control obligations. Provide advisory support to first‑line, analytics and programme stakeholders on Transaction Monitoring matters, including: Change initiatives and enhancements New or evolving detection approaches Identified control weaknesses or events Champion a strong culture of financial crime compliance, supporting effective challenge, regulatory awareness and accountability across the organisation. What You Will Bring 5+ years’ experience in financial crime compliance, transaction monitoring, AML/CTF risk management or internal/external audit, ideally within Banking or Financial Services, with at least 3 years in a leadership or senior advisory role. Strong knowledge of Transaction Monitoring regulatory frameworks, supervisory expectations and industry best practice.Demonstrated experience providing second‑line or audit‑style oversight and challenge across complex control frameworks. Sufficient technical understanding of Transaction Monitoring systems, detection scenarios, coverage and MI to evaluate effectiveness, challenge assumptions and engage credibly with technical teams (hands‑on analytics or coding experience is not required). Experience working with databases and using SQL to query, extract, transform and quality‑check data used for Transaction Monitoring MI, coverage assessment and control testing. Familiarity with analytical languages (e.g., Python, R, SAS) and/or visualisation tools (e.g., PowerBi) to support evidence‑based oversight, thematic reviews and audit/compliance testing. Why Work For AIB At AIB, we are committed to supporting our colleagues through choice and flexibility in how we work. Our hybrid working model balances business needs, customer outcomes and colleague wellbeing. Key Benefits Include Market‑leading Pension Scheme Healthcare Scheme Variable Pay Employee Assistance ProgrammeComprehensive family leave options Two paid volunteer days per year You can find further information on AIB’s PACT – Our Commitment to You on our careers site. Key Capabilities Behavioural Capabilities Ensures Accountability Drives Vision and Purpose Strategic Mind‑set Technical Capabilities Depth of Transaction Monitoring & Financial Crime Knowledge Negotiation, Influence and Effective Challenge Risk Identification and Mitigation AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at careers@aib.ie Disclaimer: Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners. #J-18808-Ljbffr
AIB is seeking an experienced Homes Propositions Design Manager to join our Chief Customer Office. This role involves leading the design of innovative, customer-centric propositions and applying Design Thinking principles. Key responsibilities include conducting customer research, collaborating with teams for alignment, and ensuring propositions meet market needs. The ideal candidate will have 5+ years of experience in product design within financial services, with a strong understanding of the DFV framework. AIB offers a hybrid working model for flexibility. #J-18808-Ljbffr
At AIB, our values guide how we work and how we support each other. We’re looking for someone who puts Customer First , takes initiative and Owns the Outcome , and is always looking for ways to Eliminate Complexity . You’ll treat colleagues and customers with fairness and Show Respect , and you’ll thrive in a culture built on collaboration where we Be One Team to deliver meaningful impact. Location/Office Policy : Molesworth Street/Hybrid What Is The Role We are seeking an experienced and creative Homes Propositions Design Manager to join our Chief Customer Office (CCO), reporting into the Head of Propositions within the CCO. This role is pivotal in shaping innovative, customer-centric propositions from initial ideation through to top-level feasibility assessments. You will lead the design of end-to-end propositions, applying Design Thinking principles and working within the Desirable, Feasible, Viable (DFV) innovation framework. This work will be hugely collaborative and will mean you working tightly with our Retail, Capital Markets & UK colleagues. Your work will directly impact how we meet evolving customer needs, differentiate in a competitive market, and deliver long-term value. Key Accountabilities Lead the design of end-to-end customer propositions focusing on the Homes sector, translating insight-driven ideas into structured concepts ready for feasibility assessment. Facilitate and apply Design Thinking methods including deep customer research, problem statement definition, customer journey mapping, ideation workshops, and rapid prototyping. Conduct qualitative and quantitative research to understand customer needs, behaviours, and pain points. Collaborate with research, digital, and data teams to generate insight and ensure customer and commercial alignment. Carry out continuous competitor tracking and benchmarking including international best practice. Ensure the team keep ahead of local and global trends that will impact customers and our business and incorporate into strategic plans where appropriate. Drive iterative proposition testing and learning loops, leveraging customer feedback and experimentation. Develop clear and compelling proposition narratives, value propositions, and business cases for stakeholder buy-in and approval. Champion the DFV (Desirable, Feasible, Viable) model to evaluate and shape propositions with cross-functional teams including our key partners in Retail, Capital Markets & UK and other parts of the business including, finance, IT, risk and compliance etc. Undertake high level business cases and delivery feasibility with key colleagues throughout the business. Ensure design outputs align with regulatory requirements, brand strategy, and operational capabilities. Influence and support strategic roadmap development with the Head of Propositions and other senior leaders, ensuring we feed into the planning and investment process of the business. Ensure propositions are brought through relevant governance fora. What You Will Bring Proven experience (5+ years) in proposition or product design within financial services and/or other industries – with a background in the Homes market Knowledge of Design Thinking and innovation methodologies with a strong portfolio of end-to-end project delivery Strong understanding of the DFV model and ability to guide cross-functional teams through this framework Demonstrated experience in customer research, journey mapping, and prototyping Ability to operate in ambiguity, with a strong problem-solving mindset and structured approach Excellent storytelling and communication skills – proven ability to engage and present to senior stakeholders and influence decision-making Strong commercial acumen and understanding of how to assess early-stage business viability Experience managing ideation through to feasibility in agile and cross-functional settings Strong team collaboration and stakeholder management abilities, with a customer-first mindset Why Work For AIB We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements. Capabilities Customer First Collaborates Market, Competitor and Customer Knowledge Customer Value Proposition Development Idea Creation End to End Thinking AIB is an equal opportunities employer. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at careers@aib.ie Disclaimer: Unsolicited CVs sent to AIB by recruitment agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners. Is expired: false #J-18808-Ljbffr
AIB is seeking an experienced professional to manage and report on diverse loan collateral pools underpinning our funding programmes. The ideal candidate should possess strong data analysis and Excel skills, and familiarity with AIB's Data Warehouse. Main responsibilities include validating reports, maintaining control frameworks, and collaborating with IT teams. The role offers a hybrid working model, along with benefits such as a market-leading pension scheme and a healthcare scheme. Apply by 26 May 2026. #J-18808-Ljbffr
AIB is seeking a Business Relationship Manager for Business Banking with a focus on managing a portfolio of medium-sized SME customers. This role emphasizes building strong customer relationships and requires being QFA qualified alongside excellent relationship management skills. The Business Relationship Manager will work in a hybrid model, with responsibilities including customer relationship management and credit requests that typically range from €2M to €15M. Benefits include a market-leading pension scheme and an employee assistance program. #J-18808-Ljbffr
